Description
Review applications or transactions to assess risk and determine acceptance, pricing, and conditions in line with company policies and regulations.
- • Decline or refer risks that exceed appetite or authority.
- • Communicate with brokers, agents, applicants, and third parties to obtain information, quote terms, and explain underwriting decisions.
- • Assess exposure to catastrophic, concentration, or correlation risks across the portfolio.
- • Adjust terms, limits, pricing, and conditions for substandard risks using guidelines, models, and reference materials.
- • Review internal records and systems to determine existing exposure on single accounts or related entities.
- • Arrange risk transfer or syndication (e.g., reinsurance, co-participation) for high or unusual risks.
- • Analyze applications and supporting documents to evaluate risk drivers such as financial strength, collateral or asset condition, compliance, and operational controls.
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O*NET occupational data (work activities, skills, knowledge).
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Last reviewed: Jan 2026
