Description
Analyze insurance applications and portfolio data to assess risk, support underwriting decisions, and recommend pricing, coverage, or reinsurance actions for profitable risk selection.
- • Identify and flag excessive risks; recommend declinations or mitigation options.
- • Obtain and validate information from field representatives, medical providers, and third-party data; prepare rate indications and explain underwriting guidelines.
- • Analyze potential losses from catastrophes or over-insurance and quantify exposure.
- • Recommend coverage modifications, endorsements, or rating adjustments for substandard risks using established references.
- • Analyze company records to determine in-force limits on single risks and related groups.
- • Recommend reinsurance placement or facultative referrals for high-risk exposures.
- • Review and analyze application and supporting documents to assess risk factors such as health, financial standing, property value, and condition.
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Tasks & skills:
O*NET occupational data (work activities, skills, knowledge).
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This site includes information from O*NET by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. Career Clutch has modified some of this information for student readability. USDOL/ETA has not approved, endorsed, or tested these modifications. O*NET® is a trademark of USDOL/ETA.
Last reviewed: Jan 2026
