Description
Review residential and commercial property insurance applications to evaluate building and location risks, set pricing and terms, and decide acceptance in line with underwriting guidelines.
- • Decline property risks that exceed underwriting authority or guidelines.
- • Request inspections or appraisals, gather supplemental data, quote rates, and explain property underwriting policies to agents and field staff.
- • Evaluate catastrophe exposure (wind, earthquake, flood, wildfire) and accumulation of values.
- • Adjust limits, deductibles, valuations, and endorsements for substandard risks using rating materials.
- • Review company records to monitor in force property limits and aggregates by location or related accounts.
- • Authorize reinsurance for large or hazardous property schedules.
- • Analyze COPE factors, location scores, loss history, and property condition to determine risk.
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Tasks & skills:
O*NET occupational data (work activities, skills, knowledge).
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This site includes information from O*NET by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. Career Clutch has modified some of this information for student readability. USDOL/ETA has not approved, endorsed, or tested these modifications. O*NET® is a trademark of USDOL/ETA.
Last reviewed: Jan 2026
