Description
Review commercial insurance submissions to evaluate business risk and determine acceptance, pricing, and terms.
- • Decline excessive or unacceptable commercial risks.
- • Communicate with brokers, agents, or loss control to obtain information, quote terms, and explain underwriting guidelines.
- • Evaluate catastrophe and aggregation exposures across accounts.
- • Adjust coverage, limits, endorsements, and rates for substandard risks using manuals and rating tools.
- • Review loss runs, financials, and prior policies to verify insurance in force and account performance.
- • Authorize or place facultative reinsurance for high-severity risks.
- • Examine submissions—operations, safety controls, property condition, and financial strength—to determine risk.
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Tasks & skills:
O*NET occupational data (work activities, skills, knowledge).
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This site includes information from O*NET by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. Career Clutch has modified some of this information for student readability. USDOL/ETA has not approved, endorsed, or tested these modifications. O*NET® is a trademark of USDOL/ETA.
Last reviewed: Jan 2026
