Description
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
- • Decline excessive risks.
- • Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- • Evaluate possibility of losses due to catastrophe or excessive insurance.
- • Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
- • Review company records to determine amount of insurance in force on single risk or group of closely related risks.
- • Authorize reinsurance of policy when risk is high.
- • Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
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Tasks & skills:
O*NET occupational data (work activities, skills, knowledge).
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This site includes information from O*NET by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. Career Clutch has modified some of this information for student readability. USDOL/ETA has not approved, endorsed, or tested these modifications. O*NET® is a trademark of USDOL/ETA.
Last reviewed: Jan 2026
