Description
Plan, direct, and coordinate an organization's risk management and insurance programs, including risk assessment, risk financing, claims, compliance, and loss prevention across departments.
- • Establish and maintain relationships with brokers, carriers, TPAs, and internal stakeholders; resolve coverage or claims issues.
- • Plan, direct, and coordinate risk and insurance activities across business units, including loss control and claims.
- • Recruit, mentor, and manage risk and insurance staff.
- • Prepare enterprise risk, exposure, and claims reports for leadership and board review.
- • Analyze loss data and exposures to plan insurance budgets and risk financing strategies.
- • Oversee risk, safety, and insurance training programs.
- • Review, evaluate, and authorize complex claims and coverage determinations with TPAs and carriers.
- • Approve or recommend policy terms, limits, deductibles, endorsements, and retentions.
- • Oversee premium payments, claim reserves, and collateral related to insurance programs.
- • Prepare regulatory, compliance, and insurance filings and certificates.
- • Analyze risk indicators to assess current and future risk profile and insurance needs.
- • Communicate risk posture, insurance strategy, and major claims to executives, boards, or investors.
- • Evaluate risk reporting systems, claims processes, and loss control programs; recommend improvements.
- • Network with underwriters, brokers, and industry groups to access markets and benchmark terms.
- • Review recovery and subrogation reports to track collections and outstanding claim balances.
- • Establish procedures for custody of policies, endorsements, certificates of insurance, and collateral.
- • Monitor insurance market conditions, pricing, and capacity; review quotes and binders to inform purchasing.
Related specializations
Interview options
Interview options
Interviewee gender
Interviewee accent
Interview time
Related Pathways
Management & Entrepreneurship
View
Source
Tasks & skills:
O*NET occupational data (work activities, skills, knowledge).
Learn more
Sources & Standards:
This site includes information from O*NET by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. Career Clutch has modified some of this information for student readability. USDOL/ETA has not approved, endorsed, or tested these modifications. O*NET® is a trademark of USDOL/ETA.
Last reviewed: Jan 2026
