Description
Conduct title searches and examine real estate records to determine ownership, legal descriptions, and encumbrances. Analyze deeds, liens, judgments, and other instruments to assess title status and insurability. Prepare title reports, commitments, and requirements, and coordinate resolution of defects with agents, lenders, attorneys, and public offices.
- • Search public records, title plants, and databases to establish chain of title for specified properties.
- • Examine deeds, mortgages, liens, judgments, easements, plats, maps, and agreements to verify legal descriptions, ownership, and restrictions.
- • Identify encumbrances, defects, gaps, or breaks in chain and evaluate impact on marketability and insurability.
- • Prepare title reports and examination notes outlining findings, exceptions, and requirements to clear title.
- • Draft and issue title commitments based on search results, including schedules of requirements and exceptions.
- • Recommend actions to cure defects, such as releases, subordinations, corrections, or quiet title proceedings.
- • Verify accuracy of land descriptions and instrument recording data; flag discrepancies for correction.
- • Summarize and abstract pertinent documents affecting title for underwriting and closing teams.
- • Determine whether documents meet statutory and recording requirements; prepare rejection or correction notices when needed.
- • Calculate and confirm recording, transfer, and title fees associated with transactions.
- • Enter and update title data in company systems and maintain file documentation.
- • Retrieve and review closing files to ensure documents were executed and recorded as required.
- • Obtain property maps, surveys, and assessor records to support examinations.
- • Communicate with agents, lenders, attorneys, surveyors, and courthouse personnel to resolve title issues.
- • Ensure compliance with state and local laws, underwriting guidelines, and company policies.
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Financial Services
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O*NET occupational data (work activities, skills, knowledge).
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Last reviewed: Jan 2026
