Description
Receive and disburse funds, process customer transactions, and maintain accurate records of cash and negotiable instruments for a financial institution.
- • Balance cash drawers and reconcile daily transactions using computers or calculators.
- • Cash checks and pay out funds after verifying signatures, amounts, and available balances.
- • Receive deposits; verify amounts and the accuracy of deposit slips.
- • Examine checks for proper endorsements, dates, bank names, payee identification, and legality.
- • Enter transactions into the system and issue receipts.
- • Count currency, coins, and checks by hand or machine; prepare deposits or shipments to branches or the Federal Reserve.
- • Identify and resolve out-of-balance debits and credits.
- • Prepare and verify cashier's checks and money orders.
- • Arrange cash in drawers and dispensers by denomination.
- • Process term deposits, retirement contributions, ATM, night, and mail deposits.
- • Receive mortgage, loan, and utility payments; verify dates and amounts due.
- • Resolve account problems and discrepancies.
- • Explain, promote, and sell products such as travelers checks, savings bonds, money orders, and cashier's checks using customer information to tailor recommendations.
- • Perform clerical tasks such as typing, filing, and document imaging.
- • Monitor and reconcile vault cash balances.
- • Order and maintain cash supplies for daily needs.
- • Sort and file deposit slips and checks.
- • Receive and count daily inventories of cash, drafts, and travelers checks.
- • Process and maintain customer loan records.
- • Count, verify, and post armored car deposits.
- • Provide special services such as ordering debit/credit cards and checks.
- • Compute and collect fees, interest, and service charges.
- • Obtain and process information for opening accounts, savings plans, and purchasing bonds.
- • Compose and mail statements and correspondence on discrepancies and unpaid items.
- • Issue checks to bond owners to settle transactions.
- • Inform customers about foreign currency regulations and compute exchange fees.
- • Quote exchange rates using daily rate sheets or system displays.
- • Answer telephones and assist customers with inquiries.
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Related Pathways
Financial Services
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Source
Tasks & skills:
O*NET occupational data (work activities, skills, knowledge).
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Sources & Standards:
This site includes information from O*NET by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. Career Clutch has modified some of this information for student readability. USDOL/ETA has not approved, endorsed, or tested these modifications. O*NET® is a trademark of USDOL/ETA.
Last reviewed: Jan 2026
