Description
Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.
- • Balance currency, coin, and checks in cash drawers at ends of shifts and calculate daily transactions, using computers, calculators, or adding machines.
- • Cash checks and pay out money after verifying that signatures are correct, that written and numerical amounts agree, and that accounts have sufficient funds.
- • Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.
- • Examine checks for endorsements and to verify other information, such as dates, bank names, identification of the persons receiving payments, and the legality of the documents.
- • Enter customers' transactions into computers to record transactions and issue computer-generated receipts.
- • Count currency, coins, and checks received, by hand or using currency-counting machine, to prepare them for deposit or shipment to branch banks or the Federal Reserve Bank.
- • Identify transaction mistakes when debits and credits do not balance.
- • Prepare and verify cashier's checks.
- • Arrange monies received in cash boxes and coin dispensers according to denomination.
- • Process transactions, such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.
- • Receive mortgage, loan, or public utility bill payments, verifying payment dates and amounts due.
- • Resolve problems or discrepancies concerning customers' accounts.
- • Explain, promote, or sell products or services, such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.
- • Perform clerical tasks, such as typing, filing, and microfilm photography.
- • Monitor bank vaults to ensure cash balances are correct.
- • Order a supply of cash to meet daily needs.
- • Sort and file deposit slips and checks.
- • Receive and count daily inventories of cash, drafts, and travelers' checks.
- • Process and maintain records of customer loans.
- • Count, verify, and post armored car deposits.
- • Carry out special services for customers, such as ordering bank cards and checks.
- • Compute financial fees, interest, and service charges.
- • Obtain and process information required for the provision of services, such as opening accounts, savings plans, and purchasing bonds.
- • Compose, type, and mail customer statements and other correspondence related to issues such as discrepancies and outstanding unpaid items.
- • Issue checks to bond owners in settlement of transactions.
- • Inform customers about foreign currency regulations and compute transaction fees for currency exchanges.
- • Quote unit exchange rates, following daily international rate sheets or computer displays.
- • Answer telephones and assist customers with their questions.
Related specializations
Interview options
Interview options
Interviewee gender
Interviewee accent
Interview time
Related Pathways
Financial Services
View
Source
Tasks & skills:
O*NET occupational data (work activities, skills, knowledge).
Learn more
Sources & Standards:
This site includes information from O*NET by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. Career Clutch has modified some of this information for student readability. USDOL/ETA has not approved, endorsed, or tested these modifications. O*NET® is a trademark of USDOL/ETA.
Last reviewed: Jan 2026
