Description
State-licensed real estate appraiser who inspects properties, analyzes market data, and develops USPAP-compliant opinions of market value for lending, sales, estate, and litigation purposes; produces defensible reports while meeting ethical, regulatory, and client standards.
- • Photograph interiors and exteriors and create sketches or diagrams for reports.
- • Inspect subject properties, measure areas, and document condition and improvements.
- • Research and verify legal descriptions, ownership, and property characteristics using public records and MLS.
- • Check zoning, land use, building codes, and restrictions for impacts on value.
- • Analyze neighborhoods, location amenities, and external influences on value.
- • Gather and verify comparable sales, listings, and rentals; confirm transaction details with market participants.
- • Analyze market trends in prices, supply, construction costs, and rents.
- • Apply sales comparison, cost, and income approaches as appropriate to the assignment.
- • Estimate land value and replacement costs using cost manuals and professional data.
- • Analyze income, expenses, and capitalization rates for income-producing properties.
- • Perform highest and best use, exposure time, and marketing time analyses.
- • Reconcile approaches and data quality to reach a credible final opinion of value.
- • Prepare USPAP- and client-compliant appraisal reports and maintain complete workfiles.
- • State assumptions, limiting conditions, extraordinary assumptions, and hypothetical conditions as required.
- • Use appraisal software, sketching tools, GIS, and cost services to develop and present analyses.
- • Communicate results to clients and explain methodologies; address reconsiderations of value.
- • Testify or provide deposition as an expert witness when required.
- • Inspect new construction and major renovations; complete progress and completion certifications.
- • Verify flood zones, environmental hazards, easements, and encroachments affecting value.
- • Measure and report gross living area per applicable ANSI standards.
- • Follow lender, GSE, FHA/VA, and state regulatory requirements and report forms.
- • Maintain impartiality, confidentiality, and ethical standards; avoid conflicts of interest.
- • Manage scope of work, engagement terms, fees, and deadlines.
- • Review and reconcile third-party data sources; correct errors and document verifications.
- • Retain records per regulatory timelines and complete continuing education to maintain licensure.
- • Coordinate with brokers, owners, contractors, and property managers to obtain pertinent information.
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Financial Services
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O*NET occupational data (work activities, skills, knowledge).
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Last reviewed: Jan 2026
